Flood Determination Services

Flood Zone Determination Services

Our Flood Zone Determination Services ensure accurate and comprehensive flood risk assessments, essential for property owners, lenders, and developers. We provide various types of determinations tailored to meet specific needs.

Basic Flood Zone Determination

This one-time determination includes:

• Special Flood Hazard Area status.
• Flood zone designation.
• National Flood Insurance Program (NFIP) eligibility.
• Community Number & Status.
• Effective FEMA Flood Insurance Rate Map and panel number.
• Coastal Barrier Resources System status.
• Letter of Map Amendment or Letter of Map Revision applicability.
• Census Tract Information.

Unique Flood Determination

This service is ideal for commercial properties or raw land under development, providing one determination for all lots at one price. Based on:

• Legal Description with Complete Metes & Bounds.
• A property Survey.

Life of Loan Determination

Includes subsequent tracking and additional determinations. We re-check addresses when FEMA publishes new or revised Flood Insurance Rate Map panels to ensure flood insurance requirements remain up-to-date.

Other Services

Portfolio Monitoring

Provides flood determinations for newly acquired portfolios with the option to monitor for future flood map revisions for the life of the loan.

Dispute or Recheck Determination

For disputed flood determinations, we gather appropriate information and documents to verify the structure's position relative to the flood zone, ensuring accurate determinations. Supporting documentation can be provided upon request.

Flood Overlays

Combines GIS Maps, recent FEMA Flood Maps, and aerial photos to create a clear picture of the property's location relative to the flood zone.

Plot Drawings

Provides drawings showing the as-built location of the building(s) on the property, verifying compliance with community zoning regulations. Available for both residential and commercial properties.